Employer-Provided Life Insurance: What You Need to Know
Posted: November 7, 2021
Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article. If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...
Business Insurance to Protect Your Veteran-Owned Company
Posted: November 4, 2021
Veterans entering the business world have access to a number of resources. These include the Small Business Administration, Veterans Affairs Office of Small and Disadvantaged Business Utilization (OSDBU), the SCORE Veteran Fast Launch Initiative, and American Corporate Partners (ACP). One essential aspect of running a business is having adequate insurance coverage to protect your interests. The type of business insurance you need to protect your...
Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...
A Savvy Business Owner’s Checklist for Cyber Insurance Coverage
Posted: October 19, 2021
Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers. Cyber insurance may be essential for a business of any size. The following...
Don’t Let These Common Myths Scare You Away from Life Insurance
Posted: October 7, 2021
Most people need life insurance. Not having it could be devastating to your family’s financial future in case the worst should happen. Life insurance is a complex, frequently misunderstood subject, surrounded by a multitude of myths. These myths can be dangerous if they scare you away from purchasing the life insurance coverage you need. Common Life Insurance Myths Debunked If You Are Young and Single,...