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Common Life Insurance Riders to Consider

Common Life Insurance Riders to Consider

Life insurance can play a vital role in financial planning for your family’s future. It is primarily designed to provide for your loved ones when you are gone. You can also add supplemental benefits with riders – amendments to your life insurance policy. Riders make it possible to opt in for benefits not typically included in basic life insurance policies and to modify your policy...

Do I Need Business Insurance to Rent an Office Space?

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...

New Year, New Life Insurance Review

New Year, New Life Insurance Review

It is a good policy to review your life insurance every year. If you have paid your premiums on time, the policy will still be there, most likely without any material changes since you purchased it. However, if major changes have occurred in your life, your life insurance policy may need adjustments or no longer suit your needs. Why Review Life Insurance Annually? Conducting a...

4 Winter Risks and How to Protect Your Business From Them

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

How to Leave a Legacy through Life Insurance

How to Leave a Legacy through Life Insurance

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you...